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Our solutions
FNA (Financial Needs Analysis)
FNA (Financial Needs Analysis)
FNA (Financial Needs Analysis)
At C J & Associates, LLC, we help families better understand their personal finances. The Financial needs analysis gives a detailed overview of your current financial situation and a roadmap to financial future. The FNA is complimentary, confidential and customized for every family that we serve.
Income Protection
FNA (Financial Needs Analysis)
FNA (Financial Needs Analysis)
At C J & Associates, LLC, we believe in the theory of Decreasing Responsibility: your need for life insurance is highest when your family responsibilities are at their peak. As you get older, you typically have fewer dependents, fewer financial obligations, and more accumulated savings and investments. By retirement, your need for insuran
At C J & Associates, LLC, we believe in the theory of Decreasing Responsibility: your need for life insurance is highest when your family responsibilities are at their peak. As you get older, you typically have fewer dependents, fewer financial obligations, and more accumulated savings and investments. By retirement, your need for insurance naturally declines because you’ve built the resources to support yourself.
Debt Pay off Solutions
Emergency Funds / Investments
Emergency Funds / Investments
Our Debt Pay-Off Solutions service is designed to help individuals and families eliminate debt faster, reduce financial stress, and build a clear path toward long‑term financial freedom. Whether you're dealing with credit cards, personal loans, medical bills, or multiple high‑interest balances, we provide a structured, customized plan to help you take charge of your financial future.
Emergency Funds / Investments
Emergency Funds / Investments
Emergency Funds / Investments
At C J & Associates, LLC, Through our partnership with PFS Investments. We help Main Street families save and invest for both their short‑term and long‑term goals.
- Mutual Funds
- Managed Accounts
- Annuities
- 529 Educational Savings Plans
- Business Retirement Plans